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HomeMy WebLinkAbout04-018 ., RESOLUTION NO. 04-018 RESOLUTION OF THE CITY COUNCIL OF THE CITY OF PORT TOWNSEND, WASHINGTON, AUTHORIZING EXECUTION OF DOCUMENTS AND DISBURSEMENT FUNDS FOR A LOAN OF COMMUNITY REDEVELOPMENT BLOCK GRANT FUNDS PURSUANT TO RESOLUTION NO. 88-58 OF THE CITY OF PORT TOWNSEND Applicant(s): Helen I. Gunn, Gallus-Rutz Building WHEREAS, the City Council for the City of Port Townsend previously authorized Resolution 88-58, establishing the tenns and limits for certain loans of Community Redevelopment Block Grants for sidewalk improvements and other improvements in the City business district; and WHEREAS, pursuant to Resolution 88-58, the minimum loan amount is $1,000 and the maximum loan amount is $25,000; and WHEREAS, the Community Redevelopment Block Grant Fund currently contains in excess of $90,000; and WHEREAS, the Community Redevelopment Block Grant Fund is a revolving loan fund intended to encourage downtown reinvestment and rehabilitation, preservation, and restoration of historic properties in the Downtown Historic District; and WHEREAS, Helen I. Gunn, hereinafter referred to as "Borrower," has applied to the City's Main Street Redevelopment Loan Fund Committee ("Committee") for a loan in the amount of $25,000 for exterior repairs, insulation and electrical service replacement on the Gallus-Rutz Building located at 1044 Lawrence Street in Port Townsend, Washington; and WHEREAS, the Committee has reviewed the application by Borrower for funds for historic restoration projects in the Uptown Historic District and has unanimously approved the request as being consistent with Resolution 88-58; and WHEREAS, the City Council has reviewed the loan proposal previously approved by the Committee, and the tenns of the loan, NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Port Townsend that a loan of Community Redevelopment Block Grant Funds in the amount of $25,000 to Borrower pursuant to the tenns of Resolution 88-58 is hereby approved, subject to the following conditions: 1. Funds shall be disbursed by the City Finance Department/Director upon completion of construction after verification to the City's satisfaction of the amounts expended and satisfactory completion of the work. Borrower shall present receipts and other evidence of expenditures to the City Finance Department/Director to support J Resolution 04-018 disbursement of the funds. 2. Interest at the rate of 6 percent per annum shall accrue upon all funds disbursed from the date of disbursal. 3. The loan transaction shall be in accordance with a Truth in Lending Disclosure Statement, Promissory Note, Deed of Trust, and such other documents necessary to close the transaction, in a fonn approved by the City Attorney. 4. Borrower is required to provide title insurance in the amount of the loan in favor of the City. 5. The Promissory Note shall provide for annual payments beginning 6 months after disbursement of the loan proceeds, in self-amortizing payments, together with interest at the rate of 6 percent per annum, payable in 10 years. 6. Interest charges shall be rebated as follows: a. all interest charges will be rebated for loans paid off within 12 months of date of recorded lien; b. all interest charges in excess of I percent will be rebated for loans paid off within 24 months of recorded lien; c. all interest charges in excess of 2 percent will be rebated for loans paid off within 36 months of recorded lien; d. all interest charges in excess of 3 percent will be rebated for loans paid off within 48 months of recorded lien; e. all interest charges in excess of 4 percent will be rebated for loans paid off within 60 months of recorded lien. BE IT FURTHER RESOLVED, the City Council authorizes the City Manager to execute any and all documents necessary to close the loan, and the City Finance Director shall issue the City's warrant or warrants for the loan from the Community Redevelopment Block Grant Fund account for the total amount of $25,000. ADOPTED by the City Council of the City of Port Townsend at a regular meeting thereof, held this third day of May, 2004. /~ ~~ / /, ./ / . ,----__L¥--K<¡--.--- ic--":--C. h, Á.. J....(.:..-"--- Catharine Robinson, Mayor Attest: ~~c~ City Clerk Approved as to form: ( ) John P. Watts City Attorney - .r:-::::> 2 Resolution 04-0 J 8