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HomeMy WebLinkAbout11-010 CDBG Loan JCS LLC - Good TemplarsResolution 11 -010 Page I of 2 RESOLUTION NO. 11 -010 RESOLUTION OF THE CITY COUNCIL OF THE CITY OF PORT TOWNSEND, WASHINGTON, AUTHORIZING EXECUTION OF DOCUMENTS AND DISBURSEMENT OF FUNDS FOR A LOAN OF COMMUNITY REDEVELOPMENT BLOCK GRANT FUNDS PURSUANT TO RESOLUTION NO. 09 -012 OF THE CITY OF PORT TOWNSEND Applicant(s): Friends of JCS, LLC (Good Templars Hall) WHEREAS, the City Council for the City of Port Townsend previously authorized Resolution 09 -012, establishing the terms and limits for certain loans of Community Redevelopment Block Grants for sidewalk improvements and other improvements in the City business district; and WHEREAS, pursuant to Resolution 09 -012, the minimum loan amount is $1,000 and the maximum loan amount is $40,000; and WHEREAS, the Community Redevelopment Block Grant Fund currently contains in excess of approximately $100,000; and WHEREAS, the Community Redevelopment Block Grant Fund is a revolving loan fund intended to encourage downtown reinvestment and rehabilitation, preservation, and restoration of historic properties in the Downtown Historic District; and WHEREAS, Friends of JCS, LLC, hereinafter referred to as `Borrower," has applied to the City's Main Street Redevelopment Loan Fund Committee ( "Committee ") for a loan in the amount of up to $20,000 for building upgrades at the building located at 280 Quincy Street in Port Townsend, Washington; and WHEREAS, the Committee has reviewed the application by Borrower for funds for historic restoration projects in the Downtown Historic District and has unanimously approved the request as being consistent with Resolution 09 -012, NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Port Townsend that a loan of Community Redevelopment Block Grant Funds in the amount of up to $20,000 to Borrower pursuant to the terms of Resolution 09 -012 is hereby approved, subject to the following conditions: 1. Funds shall be disbursed by the City Finance Department /Director upon completion of construction after verification to the City's satisfaction of the amounts expended and satisfactory completion of the work. Borrower has to present receipts and other evidence of expenditures to the City Finance Department /Director to support disbursement of the funds. Resolution 11 -010 Page 2 of 2 2. Interest at the rate of 5 percent per annum shall accrue upon all funds disbursed from the date of disbursal. 3. The loan transaction shall be in accordance with a Truth in Lending Disclosure Statement, Promissory Note, Deed of Trust, and such other documents necessary to close the transaction, in a form approved by the City Attorney, 4. Borrower is required to provide title insurance in the amount of the loan in favor of the City. 5. The Promissory Note shall provide for annual payments beginning 6 months after disbursement of the loan proceeds, in self - amortizing payments, together with interest at the rate of 5 percent per annum, payable in 10 years. 6. Interest charges shall be rebated as follows: a. all interest charges will be rebated for loans paid off within 12 months of date of recorded lien; b. all interest charges in excess of 1 percent will be rebated for loans paid off within 24 months of recorded lien; C. all interest charges in excess of 2 percent will be rebated for loans paid off within 36 months of recorded lien; d. all interest charges in excess of 3 percent will be rebated for loans paid off within 48 months of recorded lien; e. all interest charges in excess of 4 percent will be rebated for loans paid off within 60 months of recorded lien. BE IT FURTHER RESOLVED, the City Council authorizes the City Manager to execute any and all documents necessary to close the loan, and the City Finance Director shall issue the City's warrant or warrants for the loan from the Community Redevelopment Block Grant Fund account for the total amount of up to $20,000. ADOPTED by the City Council of the City of Port Townsend at a regular meeting thereof, held this 2nd day of May 2011. Attest: Pamela Kolacy, MMC, City Clerk Michelle Sandoval, Mayor Approved as to form: John P. Watts, City Attorney