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HomeMy WebLinkAbout89-025 RESOLUTION NO. ~-2,~,, A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF PORT TOWNSEND AUTHORIZING EXECUTION OF DOCUMENTS A-ND DISBURSEMENT OF FUNDS FOR A LOAN OF COM24UNI, TY DEVELOPMENT BLOCK GRANT FUNDS PURSUANT TO RESOLU- TION NO. 88-58 OF THE CITY WHEREAS, the City Council for the City of Port Townsend pre- viously authorized by Resolution No. 88-58 the terms and limits for certain loans of Community Development Block Grant funds for side- walk improvements and other improvements in the City business dis- tricts, and WHEREAS, Gail Boulter has applied for a loan from the City's HUD loan panel of such funds in the amount of $25,000 for certain rehabilitation and preservation work to be done upon the U.S. Bank building located at 1239 Water Street in Port Townsend, Washington, and WHEREAS, the City Council has reviewed the loan proposal pre- viously approved by the HUD loan panel, and the terms of the loan and the documents therefor should be approved, now, therefore, BE IT RESOLVED by the City Council for the City of Port Town- send that a loan of Community Development Block Grant funds in the amount of $25,000, pursuant to the terms of Resolution No. 88-58 of the City Council, to Gall Boulter, be and the same is here and hereby approved, subject to the following conditions: 1. Funds shall be disbursed by the City Clerk in three draws for construction purposes, in equal amounts, as work is completed progressively through the project. The borrower shall present re- ceipts and other evidence of expenditures to the City Clerk to - 1 - support the amount of the draw~ The City Building Department shall verify that work has been completed in support of the amount of the total disbursements to each draw date~ First draw shall occur after one-third of the work is completed; the secOnd draw shall occur after two-thirds of the work is completed; and the third and final draw shall occur after the entire project is completed. The Building Department, the City Clerk and the City Attorney shall receive the borrower's plans and specifications and determine a more specific draw schedule. 2. Interest at the rate of 6% shall accrue upon all funds disbursed from the date of dispersal. 3. The loan transaction shall be in accordance with the at- tached documents to this Resolution, including Truth in Lending Disclosure statement, Promissory Note, and Deed of Trust, which are incorporated herein as if set forth in full, and such other docu- ments necessary to close the transaction. 4. The borrower shall provide title insurance in the amount of the loan in favor of the City, in a form and with companies ac- ceptable to the City, and the title report shall show the borrower as the sole owner of the property, subject only to those exceptions, encumbrances, rights, reservations or other matters which are ac- ceptable to the City_Clerk, the City Attorney and the Mayor of the City. 5. The Promissory Note shall provide for annual payments, be- ginning one year after final disbursement of the loan proceeds, in self-amortizing payments together with interest at the rate of 6% - 2 - per annum, payable in 10 years~ provided, however, that the first annual payment due one year after f,inal disbursement of, the loan proceeds shall also include accrued interest upon all draws along with the amortized regularly scheduled payment. BE IT FURTHER RESOLVED by the City Council for the City of Port Townsend that the Mayor for the City is authorized to sign any and all documents necessary to close said loan in accordance with this Resolution and the attachments herein, and such other documents necessary to close the loan, and the Clerk for the City is hereby authorized to issue the City's warrants or warrants for said loan in accordance with this Resolution in the total amount not to exceed $25,000. PASSED by the City Council for the City of Port Townsend and signed by the Mayor this · At te s t: David Grove, City Clerk Appr~ed as ~ form: Keith C. ~arpe~ City Attorney day of April, 1989. - 3 -