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HomeMy WebLinkAbout22-017 Authorizing Execution of Documents and Disbursement of Funds for A Loan of Community Development Block Grant Funds Pursuant to Resolution No. 15-001Resolution 22-017 Page I of 2 RESOLUTION NO. 22-017 RESOLUTION OF THE CITY COUNCIL OF THE CITY OF PORT TOWNSEND, WASHINGTON, AUTHORIZING EXECUTION OF DOCUMENTS AND DISBURSEMENT OF FUNDS FOR A LOAN OF COMMUNITY DEVELOPMENT BLOCK GRANT FUNDS PURSUANT TO RESOLUTION NO. 15-001 Applicant: Rose Incorporated WHEREAS, the City Council for the City of Port Townsend previously authorized Resolution 15-001, establishing the terms and limits for certain loans of Community Development Block Grants for sidewalk replacement and building rehabilitation and preservation in the City business district; and WHEREAS, pursuant to Resolution 15-001, the minimum loan amount for rehabilitation and preservation is $1,000 and the maximum loan amount is $40,000; and WHEREAS, the Community Development Block Grant Fund currently contains in excess of $165,000; and WHEREAS, the Community Development Block Grant Fund is a revolving loan fund intended to encourage downtown reinvestment and rehabilitation, preservation, and restoration of historic properties in the Downtown Historic District; and WHEREAS, Rose Incorporated (hereinafter referred to as "Borrower") has applied to the Port Townsend Main Street Economics Committee ("Committee") for a loan in the amount of $34,061.90 to help finance repairs to and repainting of the Rose Theater Building at 235 Taylor Street, Port Townsend, Washington; and WHEREAS, the Committee has reviewed the application by Borrower for funds for an historic restoration project in the Downtown Historic District and has approved the request as being consistent with Resolution 15-001; and WHEREAS, the City Council has reviewed the loan proposal previously approved by the Committee and the terms of the loan, NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Port Townsend that a loan of Community Development Block Grant Funds in the amount of $34,061.90 to Borrower pursuant to the terms of Resolution 15-001 is hereby approved, subject to the following conditions: 1. Funds shall be disbursed by the City Finance Department/Director upon completion of construction after verification to the City's satisfaction of satisfactory completion of the work. Borrower may elect to submit invoices for interim payments before completion of the work. Borrower shall submit evidence of expenditures or invoices to the City Finance Department/Director to support disbursement of the funds. Resolution 22-017 Page 2 of 2 2. Interest at the rate of 5 percent per annum shall accrue upon all funds disbursed from the date of disbursal. 3. The loan transaction shall be in accordance with a Truth in Lending Disclosure Statement, Promissory Note, Deed of Trust, and such other documents necessary to close the transaction, in a form approved by the City Attorney. 4. Borrower is required to provide title insurance in the amount of the loan in favor of the City. 5. The Promissory Note shall provide for annual payments beginning 6 months after disbursement of the loan proceeds, in self -amortizing payments, together with interest at the rate of 5 percent per annum, payable in 10 years. 6. Interest charges shall be rebated as follows: a. all interest charges will be rebated for loans paid off within 12 months of date of recorded lien; b. all interest charges in excess of 1 percent will be rebated for loans paid off within 24 months of recorded lien; c. all interest charges in excess of 2 percent will be rebated for loans paid off within 36 months of recorded lien; d. all interest charges in excess of 3 percent will be rebated for loans paid off within 48 months of recorded lien; e. all interest charges in excess of 4 percent will be rebated for loans paid off within 60 months of recorded lien. BE IT FURTHER RESOLVED, the City Council authorizes the City Manager to execute any and all documents necessary to close the loan, and the City Finance Director shall issue the City's warrant or warrants for the loan from the Community Development Block Grant Fund account for a total amount of up to $34,061.90. ADOPTED by the City Council of the City of Port Townsend at a regular meeting thereof, held this 4t" day of April 2022. David J. 1 W Mayor Attest: Jt')n�) Sanders................mm.............. ._._.............. _._ , MMC City Clerk Approved as to form: City Attorney